$7,500 Refi settlement fee, too high?

We are refinancing our $82k mortgage with $26 cash out. Home assessed @ $145k. APR deduction from 10.5 -> 8.7



Is Settlement fee of $7,500 too much (adding in broker, lender and title co. and $1000 title insurance fee)? Broker says their fee of $3800 is fair and common in Houston area.



Any comments? thanks in advance!